Playbook/Handoff to Processing

PHASE 4

D

Handoff to Processing

LO hands off · processor runs Pre-W and starts file setup

Steps in this phase

Click into any step for the full how-to.

Submit processing handoff form

Outlook or Teams message to the processor — use the Pass to Processing form.

Loan Officer→

Pre-Underwriting Review (Pre-W)

The processor reviews the file for missing docs, inconsistencies, and borrower needs — first review within 48 hours.