Life of the Loan — Playbook
Application through funded. Click any step for the full how-to.
PHASE 1Phase overview →
A
Application & Pre-Approval
LO ownership · Arive: Application Intake → Pre-Approved
PHASE 3Phase overview →
C
Handoff to Processing
LO submits handoff form · pipeline app generates Phase 1 tasks
PHASE 6Phase overview →
F
UW Decision · Approved with Conditions
System trigger · pipeline app splits conditions
UW returns approval letter with conditions
Arive flips to AWC; triage task fires for Danielle.
Borrower-facing conditions
Hunter collects outstanding docs from borrower.
Docs, uploads & Arive conditions
Danielle clears title/appraisal/HOI conditions and re-submits to UW.
Review CTC approval
Confirm conditions cleared and lender CTC matches Arive.
Order Closing Disclosure (CD)
Initiate CD; start TRID 3-day clock.
Coordinate with title
Date, time, location confirmed with title agent.
Balance closing numbers
Reconcile fees with title; CD vs settlement statement.
Send final closing instructions to borrower
Cash to close, wire instructions, what to bring.
Confirm docs out and docs signed
Track lender doc-out and signing completion.
Confirm funding wire
Wire authorization, funding number issued — loan funded.